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Seven Corners Visitor Health Insurance

 

Liaison Travel Choice Insurance

Visitor Health Insurance coverage for visitors to USA, or Travel Medical Insurance protection for international travelers traveling outside America and home country.

Liaison Choice Travel Medical Insurance coverage protection for friends or family such as relatives, in-laws, parents visiting USA, or for individuals traveling outside home country.

Liaison Travel Choice Insurance
Liaison Travel Choice Insurance Review
 
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Liaison Choice Travel Medical Insurance


Liaison Travel Choice Insurance or Liaison Choice Travel Medical Insurance offers medical coverage and emergency health services to individuals and families traveling outside their home country. Liaison Choice Insurance is an ideal visitor health insurance for parents visiting USA and tourists and travelers to the United States. Liaison Travel Choice Insurance plan is administered by Seven Corners Insurance worldwide.

Liaison Travel Choice Insurance provides protection to citizens of any nation when traveling away from home. Liaison Choice Insurance is a good insurance coverage option for visitors to the United States and international travelers. Liaison Choice Insurance is ideal visitor medical Insurance for tourists and parents visiting the United States. Liaison Travel Choice Insurance is renewable and offers up to $5,000,000 in medical benefits. Liaison Travel Choice Insurance is an ideal visitor health Insurance for parents visiting USA and tourists traveling to the United States of America.

Liaison Choice Visitor Insurance


Liaison Travel Choice Insurance or Liaison Choice Insurance or Liaison Choice Travel Health Insurance provides protection to citizens of any nation when traveling outsider their home country. Liaison Travel Choice Insurance is ideal for visitors to the United States as well as US residents undertaking international travel. Liaison Choice Travel Insurance is best suited for travelers while outside of their fixed and permanent residence for 12 months or less. Includes political evacuation. This plan has multiple co-insurance options and has a good superior rating and is one of the most trusted and respected policies.

Liaison Travel Choice Insurance Review


Liaison Choice Insurance plan provides visitor health insurance for non-U.S. citizens visiting USA and travel medical insurance for foreign nationals or American citizens traveling abroad, review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.


Liaison Travel Choice Insurance Liaison Travel Choice
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Plan Brochure Liaison Travel Choice Insurance Brochure
Coverage Period or Duration Coverage period minimum duration of 5 days and maximum length of 364 days (12 months)
Coverage Area Worldwide coverage ages with "Excluding" or "Including" the United States options available
Benefit Period 180 days (amount of time you have from the date of your injury/illness to receive treatment).
Maximum Medical Benefit Per Person Ages 14 days to 69 years: $50,000, $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79 years: $50,000
Ages 80+ years: $15,000
Note: For ages 70-79 years needing worldwide “Excluding” the United States, medical maximum of $100,000 also available
Deductible Choices include: $0; $100; $250; $500; $1,000; $2,500, and $5,000.
Note: There is a maximum of 3 coverage period deductibles per family
Coinsurance Options For treatment received inside USA:
In PPO Network: 90% of the first $5,000, then 100% up to the Medical Maximum
Out of PPO Network: 80% of the first $5,000, then 100% to the Medical Maximum

For treatment received outside of the U.S.:
Outside the United States: Plan pays 100% of eligible expenses
Note: Co-insurance is applied per person per period of coverage
Hospital Room & Board URC Up to Plan Maximum.
Inpatient Hospital Services URC Up to Plan Maximum.
Outpatient Hospital / Clinical Services URC Up to Plan Maximum.
Emergency Room Services URC Up to Plan Maximum.
Doctor's Office Visits URC Up to Plan Maximum.
Prescription Drugs URC Up to Plan Maximum.
Home Healthcare $2,500 Maximum
Local Ambulance $10,000 Maximum
Hospital Indemnity Applies outside the United States & Canada; $150 per day to a maximum of 30 days.
Coma Benefit $25,000 (in addition to Medical Maximum)
Claims Precertification Required in the United States
If not pre-certified, 25% penalty applies
Note: Penalty does not apply to emergency
Home Country Coverage Incidental Trips to the home country: Up to $10,000 for incidental trips to Home Country
Home Country Extension of Benefits: Up to $10,000 upon return to Home Country
Pre-existing Condition Coverage US Residents outside of the United States: Waiver of Pre-existing Conditions up to $50,000 for below age 70 (age 70+, up to $10,000). Emergency Services & Assistance limited to $25,000
Non-US Residents traveling to the United States: Acute Onset of a Pre-existing Condition up to $30,000 for below age 70 (age 70+, up to $5,000). Emergency Services & Assistance limited to $25,000
Dental Benefit Sudden Relief of Dental Pain: $200
Emergency Dental Accident Coverage: $5,000
Emergency Medical Evacuation Up to $1,000,000 (in addition to the medical maximum)
Return or Repatriation of Mortal Remains Up to $50,000 lifetime maximum
Local Cremation or Burial Up to $5,000
Emergency Medical Reunion Up to $200 per day / $50,000 maximum limit
Accidental Death & Dismemberment (AD&D) Limits of $50,000 for insured or travel companion, $5,000 for dependent children, and aggregate limit of $250,000 all insured under plan
Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid
Common Carrier Accidental Death Benefit $50,000 for insured or travel companion; $10,000 per child ; and aggregate limit of $250,000 all insured under plan
Hospital Expenses Hospital Room & Boarding charges, Intensive Care Unit & Expenses for Inpatient and Outpatient Care
Up to Usual, Reasonable & Customary (URC) to the medical maximum
Hospital Indemnity $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S.
Note: This amount is paid for the hospital incidental charges, and separate from the hospital treatment expenses
Coma Benefit $50,000 (in addition to the medical maximum)
Political Evacuation Up to $50,000 lifetime maximum
Natural Disaster Benefit Daily Benefit Up to $100 per day for 5 days
Natural Disaster Evacuation Up to $50,000 lifetime maximum
Return of Minor Children Up to $50,000 lifetime maximum
Terrorism Coverage Up to $50,000 lifetime maximum
Felonious Assault Up to $10,000 (in addition to the medical maximum)
Hazardous Activities (Optional) Up to Plan Maximum
Loss of Checked Baggage Up to $50 per article / $500 per occurrence maximum
Trip Interruption $5,000 per occurrence
Personal Liability Up to $50,000 maximum
Worldwide Assistance 247/365 Seven Corners Assist service included
Plan Administrator Seven Corners Insurance handles all claims and policy administration services
Insurance Underwriter Lloyd's of London, the oldest underwriter in the world. The plan carrier is Tramont Insurance Company in few locations where it is not underwritten by Lloyd's.
Ratings of Insurance Company A.M. Best: "A" (Excellent) and Standard & Poor's: "A+" (Strong)
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Liaison Choice Visitor Health Insurance Updates


Liaison Travel Choice Insurance changes for 2018 include renaming of the plan from Liaison Continent Insurance.

Liaison Continent Insurance changes for 2013 include providing policyholders with increased Acute Onset of Pre-existing Condition Coverage benefit with no additional charge as follows:
Medical Maximum Pre-existing Acute Onset Maximum
$50,000 $50,000
$100K $100,000
$500K $125,000
$1M $150,000


Liaison Continent Insurance plan highlights and changes for 2012 are as follows:
  • Pre-existing Condition Coverage has an increased benefit for acute onset of a pre-existing condition based on the maximum benefit amount of the policy purchased.
    • If your overall medical maximum is $50,000, you will receive $50,000 towards medical expenses for of an acute onset of a pre-existing condition. Policy maximums of $100,000 will receive $60,000 towards acute onset. $500,000 policy maximums will have $75,000, and $1,000.000 policy maximums will receive $100,00 towards an acute onset.
    • The $25,000 lifetime maximum evacuation coverage for non-U.S. citizens traveling to the United States remains the same.
    • The Liaison Continent plan shall pay up to $25,000 (Age 70 and older, up to $5,000) subject to the chosen deductible and coinsurance, for covered expenses resulting from a sudden, unexpected recurrence of a pre-existing Condition while traveling outside the United States and Canada.
    • This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the effective date of coverage.
  • Liaison Continent now includes new added benefit for:
    • Terrorism Coverage Usual, Reasonable and Customary up to $50,000 Lifetime Maximum.
    • Political Evacuation Up to $10,000.
    • Natural Disaster Up to $200 per day for 5 days, for replacement accommodations if you are displaced due to a Natural Disaster.


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